Anyone rolled over a 401(k) to another financial services account?

[tzhu07]

How do you do this without leaving the market?

Let's assume you're maintaining the same mutual fund in the new account.

The danger of a sell & buy rollover is that during the rollover transaction period, you may be screwed because you sold during a market down-tick, and re-bought the same fund during a market up-tick. Are there ways of avoiding this? Can you time exactly when to sell and when to re-buy again?

 

[maflynn]

I don't think there's any way of avoid the risk of selling the shares during a low period of the market. The transactions are usually fairly quick so I don't thnk it will be sold on the down cycle and then bought on the up cycle.

if you're worried about that, keep the money where its at.

 

[Gregg2]

It's a seamless process. The new fund manager will handle the transactions, you just supply them with your current account number, etc.