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iPhone 11 Pro Max Apple care and upgrade programme

purpleparrotuk

purpleparrotuk

macrumors 65816
Original poster
Jun 26, 2010
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In the apple upgrade programme which is 20 months, part of the monthly payment is apple care. If you upgrade after 11 months and hand your phone back in you effectively start again. But if you sell your phone and settle the upgrade programme you get the unused months of apple care back. I have done this and will get £100 back. Do you pay for the 2 year apple care in the first few payments of the contract?

So why would anyone just hand their phones back in after 11 months and lose the apple care refund?
 
if i read it right the monthly cost of the phone + applecare is spread out over 20 months (21 payments, including first payment of £69) so you'd actually be completing roughly 57% of your contract if you upgrade after your 11th payment. so you are only paying for a years worth (or possibly 7% more) of applecare then restarting your contract.

so you are really not paying much extra or gaining anything extra by buying the phone outright, then paying for the full applecare 2 years and refunding the difference if you upgrade in one year.
 
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jasonht said:
if i read it right the monthly cost of the phone + applecare is spread out over 20 months (21 payments, including first payment of £69) so you'd actually be completing roughly 57% of your contract if you upgrade after your 11th payment. so you are only paying for a years worth (or possibly 7% more) of applecare then restarting your contract.

so you are really not paying much extra or gaining anything extra by buying the phone outright, then paying for the full applecare 2 years and refunding the difference if you upgrade in one year.
Click to expand...

I have paid 11 months and sold my phone for £75 more than the settlement figure. I then got a refund of Apple care for the remaining 9 months or so which is £100. So £175 better off than just swapping phones via the upgrade method.
 
purpleparrotuk said:
I have paid 11 months and sold my phone for £75 more than the settlement figure. I then got a refund of Apple care for the remaining 9 months or so which is £100. So £175 better off than just swapping phones via the upgrade method.
Click to expand...

i think its fair to say you would always make more money buying the phones / selling them and trading in the applecare but then as above, its all convenience. If you can afford to buy the phones outright, buy applecare seperate, then trade it in and sell your phone on the open market you will probably save a lot of money. but then you have to do the extra legwork and deal with things like gumtree/facebay people just being a pain in the ....

i remember the horror of when i had a note 9 for sale (came bundled with my TV) and the amount of people who tried to literally buy it off me for £200 or so just hoping id go "yeah sure why not"
 
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