Apple Pay Now Offers Monthly Payment Plans From Synchrony

[MacRumors]

Following a false alarm last week due to a prematurely-updated Apple support document, Synchrony as of today is actually available as a buy-now, pay-later option when checking out with Apple Pay online and in apps on iPhone and iPad. However, you need a Synchrony Mastercard in order to access these payment plans.

After adding an eligible Synchrony Mastercard to the Apple Wallet app, iPhone and iPad users running iOS 18 or iPadOS 18 can select from fixed monthly payment options during the Apple Pay checkout process. Look for the "Pay Later" option when checking out with Apple Pay to access payment plans available from Synchrony.

Eligible cards include the Synchrony Preferred Mastercard, Synchrony Plus World Mastercard, and Synchrony Premier World Mastercard.

Synchrony also announced that, starting later this year, users will be able to view and redeem rewards from eligible Synchrony-issued cards when checking out with Apple Pay online and in apps on the iPhone and iPad.

Apple discontinued its own buy-now, pay-later service called Apple Pay Later last year, and started partnering with third-party providers. Apple Pay Later let qualifying customers split a purchase made with Apple Pay into four equal payments over six weeks, with no interest or fees. Affirm, Klarna, and now Synchrony offer similar financing options.

Article Link: Apple Pay Now Offers Monthly Payment Plans From Synchrony

 

[forrie]

Synchrony is one of the worst, don't use them.

 

[JosephAW]

Synchrony has high interest rates and penalties, as long as you can pay it off every month you’re fine.

 

[CheffyDude]

Talk about lowering your standards. Synchrony is the absolute bottom of the barrel bank. Horrible.

 

[aParkerMusic]

Synchrony is one of the worst, don't use them.

Your comment is made infinitely more enjoyable being next to your profile picture haha

 

[Art Mark]

I'm confused...when I was pricing Macs on the Apple site, there was still a pay-off over a year from Apple. Like 2 days ago. That is through the Apple Card, but is still a pay through time with no interest option? Is this going away too?

 

[Brent0n]

Lol I'll never do business with synchrony again. Bottom of the barrel company.

 

[smitty1110]

Yeah, I'll never give Synchrony my business again. What a terrible company, from a product standpoint through to their customer support. 0/10

 

[Digital Dude]

Synchrony is my nemesis. Been paying off those blood sucking accounts for the past few years—never again. 🩸

 

[Boeingfan]

I still use Afterpay Plus, which is available anywhere Apple pay is accepted, and can highly recommend it as another option.

 

[TigerNike23]

Oh wow, I’m sure a company like Synchrony must be an upstanding financial institution if they work with Apple!

/s

 

[AppliedMicro]

Par for the course for Tim Cook’s Apple.

 

[Justin Cymbal]

It’s great that we now have more options to pay for things! If I do decide to pay for something using this Synchrony method in the future, I hope that my new account shows up under my ‘Synchrony Account Manager’ (unified account page)

I currently have a total of 8 accounts with Synchrony and in 2022, Synchrony made it much easier to view all of your accounts (on one single webpage) anytime you log in to any one of those accounts:

View All Your Synchrony Cards In A Single Login - Doctor Of Credit

Synchrony introduced a new Account Manager view with a new format of the online login. They just sent out an email about it. Notably, stillwaters23 points

www.doctorofcredit.com

I have both the PayPal World MasterCard (as well as the Venmo credit card) and at the bottom of that article, it mentions that neither of those cards shows up (under the single unified account page) which has also been the case for myself - and has never been updated to be included in the unified account page since this article was written (back in 2022)

I’ve been using my Venmo account primarily for paying utilities and bills because the Venmo credit card is a category credit card and one of the categories on the Venmo credit card pays unlimited 3% cash back on both ‘bills and utilities’

 

[Belisama]

NE-VER Synchrony. I had to contact their customer service once, and I decided that I will never use any Synchrony product again.
Is Apple so desperate ?

 

[newyorksole]

Talk about lowering your standards. Synchrony is the absolute bottom of the barrel bank. Horrible.

right? the fact that they’re in the running to take over Apple Card is… odd.

I’m also surprised Apple uses Green Dot for Apple Cash.