Apple Rolls Out Tap to Pay on iPhone in More European Countries

[MacRumors]

Apple today announced that Tap to Pay on iPhone is available in Poland, Bulgaria, Finland, Liechtenstein, Portugal, Slovakia, Slovenia, Switzerland and Hungary, providing a way for independent sellers, small businesses, and larger merchants in these countries to use an ‌iPhone‌ as a contactless payment terminal.

Tap to Pay first arrived in February 2022 in the US, and allows iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets‌‌‌. All transactions are encrypted, and Apple has no information about what is purchased or the person who made the purchase.

No additional hardware or credit card machine is required‌ to use Tap to Pay on ‌iPhone‌. The feature uses NFC technology to securely authenticate the contactless payments, plus the feature also supports PIN entry, which includes accessibility options.

The following payment services will support Tap to Pay on iPhone:

• Bulgaria: Adyen, myPOS, Revolut, Viva; SumUp (soon)
• Finland: Adyen, Mollie, Nets, Revolut, Stripe, SumUp, Viva; Surfboard Payments (coming soon)
• Hungary: Adyen, Global Payments, myPOS, Revolut, SumUp, Viva, Worldline
• Liechtenstein: Adyen
• Poland: Adyen, eService, PKO Bank Polski, Mollie, Stripe, SumUp, Viva, Worldline; Planet Pay (soon), Revolut, PeP (part of the Nexi Group)
• Portugal: Adyen, Mollie, myPOS, Revolut, Stripe, SumUp, Viva
• Slovakia: Adyen, Global Payments Slovenská Sporitel'ňa, Revolut, Worldline; SumUp (soon)
• Slovenia: Adyen, Revolut, Worldline; soon SumUp, hobex
• Switzerland: Adyen, Mollie, myPOS, Nexi, Stripe, SumUp, Worldline; hobex (soon)

Tap to Pay on ‌‌‌‌‌iPhone‌‌‌‌‌ requires ‌‌‌‌‌iPhone‌‌‌‌‌ XS or newer models, and works for customers as any normal ‌‌‌‌‌Apple Pay‌‌‌‌‌ transaction would. Sellers just need to open up the app, register the sale, and present their ‌‌‌‌‌iPhone‌‌‌‌‌ to the buyer, who can then use an appropriate contactless payment method.

Apple's website maintains a list of countries where Tap to Pay on iPhone is available.

Article Link: Apple Rolls Out Tap to Pay on iPhone in More European Countries

 

[Fuzzball84]

Can dealers use this as a way to accept payment? 😂

This is great news but I suspect they will be putting a lot of contactless companies out of business. Being able to use iPhone for accepting payments is super convenient and cost effective if already have iPhone.

 

[t0rqx]

What is the benefit for Apple if Apple does not know what is paid and no data is available? Why did they introduce this and keeping it alive? I mean Apple Pay in general.

 

[agentkibbles]

What is the benefit for Apple if Apple does not know what is paid and no data is available? Why did they introduce this and keeping it alive? I mean Apple Pay in general.

It seems it is less about data or profit and more about user retention and market positioning. The world is increasingly moving towards digital payments, so sitting this one out would be a loss for Apple.

 

[SBlue1]

What is the benefit for Apple if Apple does not know what is paid and no data is available? Why did they introduce this and keeping it alive? I mean Apple Pay in general.

Selling iPhones.