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I have been using iPhone for many years and have never had any problems so I don't know, but I have a 2 year Apple warranty
 
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I should get the Apple Watch 10 and I will definitely get AppleCare+ there because I once had a problem with my old Apple Watch and they replaced it, luckily it was still under warranty
 
only you can answer that. are you clumsy with your devices? do you operate it in harsh environments? maybe its worth it to you. my experience i dont use the insurance and i also dont use a case on either my apple or android. i can afford a screen/rear back replacement if i need it.
 
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I should get the Apple Watch 10 and I will definitely get AppleCare+ there because I once had a problem with my old Apple Watch and they replaced it, luckily it was still under warranty
I feel like it’s not as useful on the AW because of the price and then each deductible, my watch has some chips but not bad for being used without care.
 
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There's nothing wrong with getting AppleCare. I have AppleCare on my MacBook Pro, and got it because I hadn't owned a laptop in a long time and wasn't sure how clumsy I might end up be using it outside of the house. Same with the first time I got an Apple Watch because I was convinced I'd bash it against something and break it on day 1. Which I didn't, of course, so now I don't get AppleCare on my Watches.

Remember that extended warranties (which is what AppleCare is) are huge profit centers for companies. The rule of thumb is under 10% of people will ever actually make a claim on that warranty. It's up to you to decide if you like those odds or not. If not, you could always take the money you would spend on AppleCare and put it in a HYSA. Leave it there for the same length of time as AppleCare covers—2 years, 3 years, whatever. If something happens, great, you've got at least some of the money you'll need for the repair. If nothing happens, at the end of that time period you still have all that money. Go spend it on something nice.
 
If my iPhone is without a case or screen, I will get AppleCare plus without thinking twice. If I do have a case and a screen protector, I can probably just forgo it since I got fairly good protection and I’m fairly careful with my product.
 
If my iPhone is without a case or screen, I will get AppleCare plus without thinking twice. If I do have a case and a screen protector, I can probably just forgo it since I got fairly good protection and I’m fairly careful with my product.
yes I have protection and a cover and I am very careful
 
I usually get AppleCare+ but this time around I'm risking it, still have the 60 days to decide.

I got a case and a screen protector for my 16 Pro Max, but I usually go completely naked. Will decide if I like using a case or even a screen protector or not, typically I don't.

I live in a country where there are no Apple Stores, AppleCare+ is handled by authorized service providers so having AppleCare+ here isn't as convenient.

I've had my 14 Pro Max naked for 2 years with no issues up until last month, where my phone slipped from my lap as I was closing my car door and smashed both front and back glass. I got it fixed like new at a local repair shop for $245. AppleCare+ would have been $199+$58, so about the same except I'd have the peace of mind of all genuine parts.

I also work in alcohol/nightlife so drunken nights are common and I have lost my phone before and got a new one right away when I had AppleCare+ with Loss and Theft in the US, but that's not offered in the country I'm living in now.

I should probably get AppleCare+ 🤣.
 
I never bother with it personally as I have my iPhone insured with my home insurance and that doesn't cost me an additional £179 plus the excess charges for repairs and replacements Apple add on top. Then again I use a good case and am yet to break an iPhone in 12 years. It is a lot of money on top of what was already a very expensive device.
 
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Yes, also if you plan to sell or trade in you phone a year from now, you can just call Apple and cancel it. They will refund you for the remaining months.
 
I never bother with it personally as I have my iPhone insured with my home insurance and that doesn't cost me an additional £179 plus the excess charges for repairs and replacements Apple add on top. Then again I use a good case and am yet to break an iPhone in 12 years. It is a lot of money on top of what was already a very expensive device.
Does it count as a claim where you are too? I believe in the US, it can look not that favorably when it comes to renewal.
 
I've never had it in the past but these devices are getting more expensive to repair and you really never know when it's going to happen to you. Since I wouldn't have a 3rd party repair my phone if damaged I'd rather just pay the $200 and get unlimited replacements or repairs for accidental damage for 2 years from Apple.
 
Always felt they should reduce the cost of Apple care on your next iPhone if you don’t make a claim.
 
Works out if you pass every time and have not had many losses.

In my case.

Since wife and I have been married we have had 8 phones between the both of us.

Not going apple care, cost avoidance ~$1200-$1400, one loss replacement cost $950 (this year). Ahead at least $250 as of now.
 
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