Considering apple care plus that includes theft and loss. Wondering if I should subscribe or lump sum it. I upgrade about every 2-3 years now instead of every 1 year.
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iPhone 15 Pro Max AppleCare plus monthly or lump sum?
- Thread starter katyoshi
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It is my understanding, that the monthly AppleCare is nontransferable should you sell your phone to another person.
If you keep your phone for 2 years, paying in full is best. I will upgrade every year so I do monthly.
I belive you are correct on monthly, fixed term you can transfer, sorry for early reply and now edited.
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I do the 2-year, then extend it with monthly after. Saves a bit of $$$.
My remarks were U.S. based.
If you pay monthly or annually
If you make monthly or annual payments* for your AppleCare plan, and your plan is already linked to an Apple ID, then it can't be transferred to a new owner.Transfer your AppleCare plan - Apple Support
If you sell or give away your device, you might be able to transfer your AppleCare plan to the new owner.
One part I don't understand is when is linked to Apple ID, I was under impression everything is linked to that when it comes to apple, only asking for future referenceMy remarks were U.S. based.
If you pay monthly or annually
If you make monthly or annual payments* for your AppleCare plan, and your plan is already linked to an Apple ID, then it can't be transferred to a new owner.
Transfer your AppleCare plan - Apple Support
If you sell or give away your device, you might be able to transfer your AppleCare plan to the new owner.support.apple.com
I would be cautious of buying a used phone advertised as including AppleCare. Unless the person transfers it to you in person, nothing stops them from canceling and getting a pro rated refund. I would venture to say most people just see it includes AppleCare and do not think twice about it needing to be transferred.
With AC+, you are given the option as to whether or not you want to specifically link with the Apple ID. If done, it helps prevent coverage from lapsing as could be the case when an expired card in normal Apple account activity. If not used, the coverage stays with the device without further stipulation, as far as I am aware.
For me, lump sum is the cheapest option. Unless you plan to sell or give away your phone, choose lump sum option for cheapest option.
That is a good point. You are correct. If buying on MR, I wouldn't personally worry about it as I have found the people here to be the exception with quality and service. If bought elsewhere, I would be rolling the dice.
2 years one time payment is cheaper.
And if you upgrade your phone earlier than in 2 years, Apple will refund the unused portion of the fee.
And if you upgrade your phone earlier than in 2 years, Apple will refund the unused portion of the fee.
I just assume AppleCare doesn’t exist when buying used devices and take extra care when dealing with those devices. In my mind, AppleCare only belongs to brand new devices bought from Apple or carriers.
This year I got it with a monthly subscription since I am also paying for my phone with the Apple Card monthly installments. Previously, I always paid lump sum.
I don't buy AppleCare for phones or watches, but on Mac I buy it as a lump sum. I hate monthly payments.
Interesting. I never buy it for my Mac because it's on a desk, table, or in a back pack. Knock on wood, but I have never dropped a laptop.
I've always gotten it for laptops. Could spill something on them at a desk, drop them on the floor, etc. And I will keep them for longer than a phone, and with the MacBook Pro, it's twice as expensive as the iPhone but same cost for AppleCare. I'd feel better about not having it for the iPhone than MBP.
Oh darn, I didn't know that and was under the impression it wasn't possible.
My first time getting AppleCare for wife's iPhone so I went monthly. Oh well. Good to know for the future.
definitely lump sum, it’s cheaper and if you get rid of the phone while it’s still active, you get a prorated refund.
They must have dropped prices a good bit. I could have sworn it was closer to $500, but just looked and you are correct.