I have a XS Max that I'm paying $12 a month to Spectrum for insurance and AppleCare combined together. I've had the phone for 12 months so I've paid half and because I took out the insurance plan I'm eligible to upgrade. Since AppleCare is for two years and covers two repairs will the insurance just continue for one more year on my new phone and I won't have any repairs left because I'll have used both. I replaced the screen once and need to pay the $99 this time before I turn it in because the back is cracked.
If the insurance wants to drag the AppleCare from my old phone to the new one can I just go to Apple and buy AppleCare on the new one?
The reason I'm worried because of this article linked and quoted below. I upgrading through Spectrum and the AppleCare isn't in my loan payments but rather in my insurance payment so maybe this doesn't apply to me?
The article and part copied and pasted below.
https://www.macworld.com/article/3227045/applecare-warranty-faq.html
I bought my iPhone with the iPhone Upgrade Program. Doesn’t that have AppleCare+ included for free?
It’s included, but it’s not free. The cost of the two-year AppleCare+ plan is divided among the 24 loan payments you agree to pay. (But at least you aren’t charged interest.)
If you upgrade your phone after a year, your two-year loan starts over again, but you still get the second year of AppleCare+ on the new phone.
If the insurance wants to drag the AppleCare from my old phone to the new one can I just go to Apple and buy AppleCare on the new one?
The reason I'm worried because of this article linked and quoted below. I upgrading through Spectrum and the AppleCare isn't in my loan payments but rather in my insurance payment so maybe this doesn't apply to me?
The article and part copied and pasted below.
https://www.macworld.com/article/3227045/applecare-warranty-faq.html
I bought my iPhone with the iPhone Upgrade Program. Doesn’t that have AppleCare+ included for free?
It’s included, but it’s not free. The cost of the two-year AppleCare+ plan is divided among the 24 loan payments you agree to pay. (But at least you aren’t charged interest.)
If you upgrade your phone after a year, your two-year loan starts over again, but you still get the second year of AppleCare+ on the new phone.