joshua_msu said:
Does AppleCare for PB's cover any accidental damage such as drops or spills?
Officially no. However, if you have Applecare, the techs will bend over backwards to get it covered.
Where I worked, if you had Applecare, we would nearly always get approval for repairs from Apple for incidental damage. In the rare case when we could not, the repair parts discount helped take the sting out of it.
If you go in as a friendly customer in need, be honest about it, but also up front about funds issues, more often than not it can be worked out to help you out.
But officially, its not supported.
As for homeowners insurance- CHECK CAREFULLY. Not only do they have deductibles, often $500 to $1000 but MANY plans EXCLUDE computers or laptops specifically. You must add a rider to get coverage for these.
This is also true for college computers if you have a child using a machine at school and its not at your house, some plans require a rider to cover it fully.