I can't find a similar topic so I'll post one. I'm on the 4th year of my current iPhone but plan to go with a XS 256GB. Seeing as I'm not a fan of tacking on an additional $35-$45 or whatever to my monthly bill, I plan to just buy it outright. Back when I got my last iPhones, the plans were structured differently. If I keep the same plan, will my bill go down? Since they used to charge much less ($399 for a 6 plus last time), I figured the 'price' of the phone was already part of the charges on the bill.