ATT 2 year contracts are gone since around the beginning of the year now. There's no such thing as a subsidized phone anymore. You pay in full or pay installments which is ultimately paid in full or more no matter the carrier.
it still allow 2 yr contracts if you have an agreement with them in your business account, glad i have it so well be picking up 4 128gbs for 2 yr contract
The monthly price of my plan dropped by $20 when I changed to their new plan, so that pretty much makes up for any monthly charge for the phone. Perhaps it makes you feel better if they charge you the extra $20 per month for the service instead of for the phone, but for me it makes no difference. And if I do decide to keep my phone more than 2 years, then I actually save money.