Yeah, when I stored photos on Windows I always used the filesystem to create folders sorted by date, e.g.
2006-05-12 Camping Trip
2006-07-24 Birthday
2007-01-01 New Years Party
and inside would simply be a collection of the numbered JPEGs from the camera.
Same, although I'll do a bit of tagging to make searching through Lightroom easier. I never colour tag photos, never give star ratings, etc. I'll just put a short description for one photo, keyword tags (e.g.: Me, Friends, girlfriend, party, night, landscape, macro, cityscape, etc), location, etc, and then apply these changes to all the photos from that event.
My files are like yours:
YYYY-MM-DD Michael's 27th birthday party, Beach Bar 01.jpg
YYYY-MM-DD Michael's 27th birthday party, Beach Bar 02.jpg
I even have an Automator Script to help me do it.

Adobe Lightroom can also do this, but I don't prefer it because for whatever reason, it's not as flexible with regards to how everything looks. I can't get the last numbers to look exactly how I like them, and I'm a bit obsessive-compulsive about this, so it's an issue for me.
Sorry, but you're totally wrong, there are lots of other great image programs out there.
Graphic Converter is one of the best all around image apps. Graphic converter's
image browser is one of the best out there, on any platform. The image browser is extremely customizable so you can set it up to see as much or as little picture information as you like. When you grab the pictures off your camera it saves them as regular files on your disk, not a library.
Thanks. I didn't know GC had an image browser. However, I like Adobe Lightroom a lot (!!!), and have been using it since Beta 2, so I'll stick with it. The browsing section is similar, except without the view of the typical hierarchical filing system. However, you can do it really similar in Lightroom, which is how I have things organized. Also, the editing is really great with Lightroom.
I keep trying new versions of Aperture, but it's still too slow for the really frequent tasks, and the editing isn't as quick and intuitive for me. I do see the benefits of how it's organized compared to Lightroom, but meh.