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mforce300

macrumors newbie
Original poster
Sep 7, 2008
21
0
My new 17" MBP is arriving soon and I have already purchased applecare for my hardware service. What I am curious about is a third party insurance company that will provide accidental damage and theft protection. I've looked at safeware, but the seem extremely pricey. Has anyone here used any other companies? Looking to spend less that $500 for about 3 years of coverage. Thanks
 
Why not get Renters/Home Owners insurance? It's free with the combined discount since I have my car insurance through them too, State Farm Insurance. Otherwise it's only like $12/month.

Or if you already have it, you are covered anyways.
 
I would stay away from including it with homeowners because if you have a claim, your homeowners insurance "may" go up.

I have my camera gear and two laptops insured with an inland marine policy. It basically covers for anything and everything, theft, accidental damage, stupidity, ANYTHING. I have used it twice in five years for a stolen camera and a laptop that fell down the stairs. Both times I was quickly sent a check for my damaged/stolen stuff.

It generally costs a few dollars per $100 worth of coverage annually, so my MBP, If it ever gets here, will cost maybe $100 a year?
 
I use State Farm for my home and cars. They offer a personal property insurance for items like this. The only catch is you can not use it for business items. If your MPB is for personal use and you use State Farm, they can help. It covers everything minus mechanical problems. Stolen, dropped, steped on, anything really. I covered have my Cameras, lens and MBP covered with them. The last thing I set up was my MBP and it cost me $35 for the year. It also has a $0 deductible and will not effect you home/car issurance. I've not had to use it yet. I've had it for 2 years now. I have a friend who also used it and she dropped her Macbook last year. They asked to get a quote and the cost to fix it was as much as a new one. They sent her a check for the cost of a new machine.
 
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