I got iphone and Tilt insurance through square trade. Dirt cheap, covers accidental loss and damage in addition to manufacturer defects and it'll last far longer than I'll have the phone, I'm sure. Heard about it here by (get this) searching. In fact, when I finally throw this POS against the wall and get a new phone on a carrier that doesn't make most of it's money by scamming it's own customers, I'll probably do the same thing for that.