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BMO, Scotiabank, and TD Canada Trust Launch Apple Pay in Canada

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BMO, Scotiabank, and TD Canada Trust, which make up three of the five largest banks in Canada, support Apple Pay starting today.

Apple-Pay-BMO-TD-Scotiabank-new.jpg

Apple Pay currently works with MasterCard and Interac at BMO, Visa and Interac at TD Canada Trust, and Visa, American Express, and Interac at Scotiabank. Eligible cards can be scanned or added manually to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iOS 8.1 or later.

All three banks are now listed as participating issuers on the Apple Pay website in Canada. Meanwhile, ATB Financial and Canadian Tire Bank have added support for in-app purchases with Apple Pay on compatible iPhone and iPad models, expanding upon their existing support for in-store payments.

Apple Pay is now available at all of Canada's "Big Five" banks, which collectively cover more than 90 percent of Canadian banking customers, after CIBC and RBC began supporting the iPhone-based mobile payments service three weeks ago. The banks serve over 50 million customers combined worldwide.

Scotiabank direct banking subsidiary Tangerine will also support Apple Pay in the near future, according to its Twitter account.

The next largest Canadian banks and credit unions that would be suitable Apple Pay candidates in the future include Desjardins and National Bank of Canada, the two largest financial institutions in Québec, along with Vancity and Meridian. None have been listed as "coming soon" on the Apple Canada website.

Apple-Pay-accepted-copy.jpg
Apple Pay can be used virtually anywhere contactless payments are already accepted in Canada, including at Apple Stores, Canadian Tire, Chapters, Coles, Indigo, London Drugs, Mark's, McDonald's, On The Go, Petro-Canada, Pizza Hut, Staples, Tim Hortons, and hundreds of other merchants nationwide.

Apple Pay support is also coming soon to Air Canada, Aldo, Domino's, Pizza Pizza, Zulily, and the TTC transit system in Toronto. Additionally, the payments service can be used in apps such as Apple, Delta, Etsy, Fancy, Groupon, Kickstarter, Priceline, Starbucks, Ticketmaster, Uber, and Zara starting in June.

Apple Pay is compatible with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE, in addition to the Apple Watch when paired with an iPhone 5 or later, for in-store payments, while the iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3 support Apple Pay for in-app purchases only.

Apple Pay has been available for non-bank-issued American Express cardholders in Canada since last November.

Apple Pay launched in the U.S. in October 2014 and expanded to the U.K. in July 2015. The service is also available in Australia, China, and Singapore. Apple is "working rapidly" to expand Apple Pay to additional regions, including Hong Kong and Spain and possibly France, Brazil, Japan, and elsewhere in Asia and Europe.

Article Link: BMO, Scotiabank, and TD Canada Trust Launch Apple Pay in Canada
 
Article Link
https://www.macrumors.com/2016/06/01/apple-pay-td-canada-trust-bmo-scotiabank/
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That's great news!

I live in the US now, but come back to Canada several times a year, and still have my Canadian cards to use when I'm visiting. Will be great to be able to now use these on ApplePay now.

What's funny is that the adoption of contactless payments in Canada by merchants is huge - you have that option pretty much everywhere - but couldn't use ApplePay (I used my US cards for it a couple of times, but, you know what I'm saying). On the other hand, ApplePay launched in the US, but the number of merchants accepting contactless (official ApplePay partners or not) is still pretty small comparatively. It's getting much better, but still too many places that either don't have the equipment for it, or worse, do, but don't turn on the contactless payment feature.
 
this is good news! :) Not enough to buy an Apple Watch, but still good for those who bought them.

Apple needs to focus on sensors to give it some more utility. It's the only thing that will save it. I hope apple really rethinks the Apple watch, more colours and making it thinner won't sell more units.
 
Scotia Bank has been in Jamaica for over 125 years and is extremely popular within the Caribbean region. I wonder if this means support for Jamaica might not be too far behind? RBC and CIBC are also two popular banks here too.
 
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Huh, 5 comments before someone mentioned the US having no contactless infrastructure. I suppose that's an improvement but isn't this thread supposed to be about Canada?

Speaking of Canada, now everyone can join in on the fun! :cool:
 
About freaking time the Canadian Banks arrived to the future. Apple Pay's security and privacy features that come with the anonymous token method are invaluable to the banks customers. The banks dragging their feet just showed how important customer needs when are compared to the expected lost fee revenue.
 
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No mention that Capital One - Costco MasterCard has joined the modern age. Still have to use Plastic to get the CO Rebate. Have not noticed a NFC icon on the Costco card readers. Hope they can get with it soon.
 
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ApplePay is nice - so good to see the rollout at other Canadian banks.

Scott66 said:
About freaking time the Canadian Banks arrived to the future. Apple Pay's security and privacy features that come with the anonymous token method are invaluable to the banks customers. The banks dragging their feet just showed how important customer needs when are compared to the expected lost fee revenue.
Click to expand...

I'd take the Canadian banking infrastructure over what exists in the states - US banks are really dragging their feet ( lagging on chip and pin, NFC payments etc ).

Canadian Banks wanted a better deal than what the US banks got, to be more in line with the UK and Australia.... which is what they got.

http://business.financialpost.com/n...-got-slightly-better-deal-on-apple-pay-source

BTW - The anonymous token isn't an Apple invention, it is based upon an existing mechanism that is already used in the financial world.
 
Last edited:
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Scott66 said:
About freaking time the Canadian Banks arrived to the future. Apple Pay's security and privacy features that come with the anonymous token method are invaluable to the banks customers. The banks dragging their feet just showed how important customer needs when are compared to the expected lost fee revenue.
Click to expand...

Why, have there been a lot of merchant data breaches in Canada?

And if so, did they cost more than what Apple gets?
 
MacRumors said:



BMO, Scotiabank, and TD Canada Trust, which make up three of the five largest banks in Canada, will roll out Apple Pay support on June 1, according to The Toronto Star. The launch will likely take place between 5:30 a.m. and 8:30 a.m. Eastern Time, at which time cardholders should be able to add eligible debit and credit cards.

Apple-Pay-BMO-TD-Scotia.jpg

Apple Pay is expected to work with MasterCard and Interac at BMO, Visa and Interac at Scotiabank, and Visa, MasterCard, and Interac at TD Canada Trust. Eligible cards can be scanned or added manually to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iOS 8.1 or later once support goes live.

All three banks have been listed as "coming soon" on the Apple Pay website in Canada since May. ATB Financial and Canadian Tire Bank will also reportedly add support for in-app purchases with Apple Pay on compatible iPhone and iPad models, expanding upon their existing support for in-store payments.

Apple Pay will now be available at all of Canada's "Big Five" banks, which collectively cover more than 90 percent of Canadian banking customers, after CIBC and RBC began supporting the iPhone-based mobile payments service three weeks ago. All three banks serve over 50 million customers collectively worldwide.

It remains unclear if Scotiabank direct banking subsidiary Tangerine will also support Apple Pay starting Wednesday.

The next largest Canadian banks and credit unions that would be suitable Apple Pay candidates in the future include Desjardins and National Bank of Canada, the two largest financial institutions in Québec, along with Vancity and Meridian. None are currently listed as "coming soon" on the Apple Canada website.

Apple-Pay-accepted-copy.jpg
Apple Pay can be used virtually anywhere contactless payments are already accepted in Canada, including at Apple Stores, Canadian Tire, Chapters, Coles, Indigo, London Drugs, Mark's, McDonald's, On The Go, Petro-Canada, Pizza Hut, Staples, Tim Hortons, and hundreds of other merchants nationwide.

Apple Pay support is also coming soon to Air Canada, Aldo, Domino's, Pizza Pizza, Zulily, and the TTC transit system in Toronto. Additionally, the payments service can be used in apps such as Apple, Delta, Etsy, Fancy, Groupon, Kickstarter, Priceline, Starbucks, Ticketmaster, Uber, and Zara starting in June.

Apple Pay is compatible with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE, in addition to the Apple Watch when paired with an iPhone 5 or later, for in-store payments, while the iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3 support Apple Pay for in-app purchases only.

Apple Pay has also been available for non-bank-issued American Express cardholders in Canada since last November.

Apple Pay launched in the U.S. in October 2014 and expanded to the U.K. in July 2015. The service is also available in Australia, China, and Singapore. Apple is "working rapidly" to expand Apple Pay to additional regions, including Hong Kong and Spain and possibly France, Brazil, Japan, and elsewhere in Asia and Europe.

Article Link: BMO, Scotiabank, and TD Launching Apple Pay in Canada on Wednesday
Click to expand...
[doublepost=1464780772][/doublepost]What about American Express cards for Scotiabank and the other banks? Will those credit cards now work or only visa or MasterCard
 
Added my BMO MasterCard & BMO Debit card this morning. Yet to try it out..but...FINALLY I can use Apple Pay.
[doublepost=1464782051][/doublepost]
Robbolt said:
[doublepost=1464780772][/doublepost]What about American Express cards for Scotiabank and the other banks? Will those credit cards now work or only visa or MasterCard
Click to expand...

According to the Participating Banks on Apple Pay website, Only Scotiabank Amex is supported for bank supplied AMEX card.
https://support.apple.com/en-ca/HT204916

Banks in Canada
  • American Express
  • ATB (MasterCard credit cards)
  • Bank of Montreal (Interac debit cards, MasterCard credit cards)
  • Canadian Tire (MasterCard credit cards)
  • CIBC (Interac debit cards, MasterCard and Visa credit cards)
  • RBC—Royal Bank of Canada (Interac debit cards, MasterCard and Visa credit cards)
  • Scotiabank (American Express and Visa credit cards, Interac debit cards)
  • TD (Interac debit cards, Visa credit cards)
 
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