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MrXiro

macrumors 68040
Original poster
Nov 2, 2007
3,850
604
Los Angeles
So I'm looking at my options, I'm a T-mobile user so I don't get the "Upgrade" financing from Apple.com because you can only do it in store for some reason and I'll never get a pre-order this year if I pre-order from the store.

So these are my options:

1. Buy the iPhone X from Apple paid in full with the Barclay's credit promo at 24 months no interest financing and thus getting an unlocked phone with $0 down. (Must spend $1499 so I'll have to get the 256gb, Apple Care, Case) Which breaks down to roughly $63.75 a month after taxes and accessories.

2. Buy from T-mobile and put down around $380 ($279 down and Tax) for 64gb phone and pay $30 a month?

3. Alternately I could get the 64gb X for 18 months no interest financing at roughly $1100 after tax for $62/mo.

I don't NEED 256gb but I also won't be upgrading again for at least 2 years so 256gb will definitely be the safer bet. I currently use about 45gb on my 7.

I kind of feel like the $0 down Barclay's card offer is better but I'm spending a lot more money on a lot more stuff.
Would love to hear some other opinions though.
 
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