My order isn't set to ship for another week, yet the same iPhone is sitting in stock in the Apple Store nearby for over a week now. The Apple Store employee told me that in order to get a store model they would have to cancel my order through Apple.com and I'd have to go through the whole Citizens Bank note payable thing again. My question is - every time I reorder, are they pulling my credit? I'm nervous about my credit going down because of this crap.