iPhone X Citizen One loan question

[forza69]

So I have a 256gb iPhone X that I got launch day. This morning I ordered the 256gb iPhone Pro Max. My loan from what I can see I only owe $56 more on it. When I did the new phone purchase it said I’d have to send my X back to close the loan. If I keep the phone and pay the remaining $56 it’s mine right? If I send it back I’d just be saving myself $56 is what I’m assuming.

 

[Shadowbech]

So I have a 256gb iPhone X that I got launch day. This morning I ordered the 256gb iPhone Pro Max. My loan from what I can see I only owe $56 more on it. When I did the new phone purchase it said I’d have to send my X back to close the loan. If I keep the phone and pay the remaining $56 it’s mine right? If I send it back I’d just be saving myself $56 is what I’m assuming.

Correct, once you pay off the $56, it is yours to keep.

 

[thebrick]

So I have a 256gb iPhone X that I got launch day. This morning I ordered the 256gb iPhone Pro Max. My loan from what I can see I only owe $56 more on it. When I did the new phone purchase it said I’d have to send my X back to close the loan. If I keep the phone and pay the remaining $56 it’s mine right? If I send it back I’d just be saving myself $56 is what I’m assuming.

You are correct. if you don't send your X back in within stated period, they will resume the loan payment and after you pay the last $56, the phone is now completely yours.