iOS Credit Card Payments in iOS app?

[PriapusZA]

Hi guys,

So I'm wondering if implementing credit card payment sin iOS is possible?

This is the basic idea..

1. User finds a something on eCommerce app they want to buy
2. The app then gets their CC details and send it to a 3-D Secure merchant
3. User verifies their CC using the 3-D secure method
4. Payment gets accepted.

If this possible without breaking out into Safari?

What I have found out from some research

1. We could use something like: https://stripe.com/

However this provides two problems:

1a - I don't think the 2-D secure works here.
1b - if the current eCommerce website is using a different method - we cannot integrate stripe into the app as this would mean changing the whole CC payment process?

So it seems the only way to do this would be this:

1. Load the CC payment info in a UIWebview (of the actual eCommerce website) and using the web view to load the site and the current 3-D Secure payment method?

It seems to me that CC payments overall are very limited in scope and scalability when not using services like PayPal and iAP?

Any ideas?

 

[ArtOfWarfare]

No. This explicitly violates Apple's rules.

 

[dejo]

No. This explicitly violates Apple's rules.

What makes you think that? I guess it depends on what "this" means.

 

[xArtx]

If any encryption is happening on the iOS side it's a real pain, and a number of hoops to jump through.
I don't know anything about the particular implementation mentioned,
but it does sound at least like running a signature routine on digital certificates.

 

[PriapusZA]

How does this violate Apple's rules?

I know we cannot use iAP for physical goods. But as far as I know we can use Credit Cards for purchases outside of the app - ie: Not services or digital content - but psychical goods?

Maybe you can elaborate for me?

 

[PriapusZA]

Right, so I have done some more digging and it seems that 3D-Secure can only run in a web browser - so isn't UIWebView exactly that - a web browser?

Also, 3D Secure can only be loaded in an iFrame - again, UIWebview?

I can get my app to grab the CC details (Not store them) and make the payment. However, what I want is the user to enter the CC details and once the tap the confirm button - a UIWebview opens up with their CC details from the app with the 3D secure page - then once they have confirmed their password / OTP / Whatever - the UIWebView closes and the app notifies the user that the transaction was successful?

So - I want webView to "grab" data from the app (HTTP POST request?) and load it into the 3D Secure section. Once done - web view needs to send data back to the app to notify of a "successful" transaction"