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chfilm

macrumors 68040
Original poster
Nov 15, 2012
3,552
2,384
Berlin
Hey guys,
with the new mac pro coming up, and as I'm contemplating an iphone upgrade, I would like to hear your opinion on the Apple business financing options for freelancers.
As I understand they give you a 3% rebate and you can either finance the payments over 24 or 36 months or you can do leasing.
Anybody using those options?
I'm considering leasing for a new phone, as it would basically be the equivalent to the upgrade program which doesnt exist in Germany. But if we consider that I could see my current iphone X for 600 € and save that money for buying a new one, isn't that the better deal in the end?

If you do leasing of a phone and the contract is coming to an end, it should belong to you, or do you still have to pay them extra? Is the device more expensive in the end through the leasing?
 
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Been looking at that myself and for a one man band, not sure it's worth it for me. There are other ways of leasing kit that might be more beneficial and give me added support options that may suit me better - i.e. onsite support. You pay a bit more, but there's no upfront capital and it's all tax deductible.
 
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