OP wrote:
"I only use my Time Machine (2009 version) for a once a year backup."
I suggest you start doing more frequent backups than that.
Once a week, not once a year.
Actually, what every laptop user should have is a bootable cloned backup, made either with CarbonCopyCloner or SuperDuper.
If you have a laptop with an SSD drive, if it fails it may "give no advance warning" (as platter-based hard drives may do). It will just "not be there" any more.
When that happens, there's also a good chance that data recovery software won't be able to work, as data recovery is more complicated and sometimes all-but impossible on SSDs, particularly where TRIM is used.
In a case like that, there is NOTHING that can save the day as can a bootable cloned backup. A Time Machine backup won't help, you can't "boot it to the finder".
A clone will just plug in and boot up and look exactly like your internal drive did (up to the point you last backed up...).