So, pretty much the scenario most folks will find themselves in when their computer gets stolen from their house while they're at work. I'm really going to close all apps and SHUT DOWN every single day? So, what exactly is the point of Lion's new Filevault 2 (which encrypts the entire hard drive), if physical access to my computer results in the bad guy having all my info? Before you answer: "if they have physical access, it's all over," remember that I'm asking WHAT IS THE POINT of an encrypted hard drive in this case?