there are currently (apple may announce new terms on the 12th) two choices:
Barclays Bank; a VISA card situation
for an un-locked phone
no apple care
max 24mo interest free payment, can pre qualify
term based on dollar amount, interest (if applicable)based on credit score
term is 6mo < $499
12mo $499 to less than $999
18mo $999 to less than $1499
24mo > $1499
interesting penalty:
“Interest will be charged to your account from the purchase date if the purchase
balance is not paid in full by the end of the promotional period or if you make a
late payment. The purchase APR will be 14.99%, 20.99%, or 27.99% variable,
based on your credit worthiness. Your Apple purchase(s) may not be paid in
full by the financing offer expiration date if you only pay your minimum amount
due each month. You may have to make additional payments to avoid interest charges"
no easy upgrade situation
early pay off is possible & no payoff fee
able to finance associated taxes
get info:
apple.com/shop/browse/financing
can put 2 iPhone 8's on a single loan account
need to do this to qualify for 24mo term
Citizen One Bank is a personal load situation “Apple Upgrade Plan”
also interest free
includes apple care
your new phone locked to your carrier at time of purchase
easy up upgrade to next years model
citizenone.com //be careful, not much info on the "apple upgrade plan"
i kept my current iPhone for 4years. Thinking to go with the Barclays VISA plan.
we were going to put 2 iPhones on the plan but that would be ~$80/mo and including verizon fees maybe total $200/mo. We both have iPhone5's so have to do something. Maybe just do craigslist?
Barclays Bank; a VISA card situation
for an un-locked phone
no apple care
max 24mo interest free payment, can pre qualify
term based on dollar amount, interest (if applicable)based on credit score
term is 6mo < $499
12mo $499 to less than $999
18mo $999 to less than $1499
24mo > $1499
interesting penalty:
“Interest will be charged to your account from the purchase date if the purchase
balance is not paid in full by the end of the promotional period or if you make a
late payment. The purchase APR will be 14.99%, 20.99%, or 27.99% variable,
based on your credit worthiness. Your Apple purchase(s) may not be paid in
full by the financing offer expiration date if you only pay your minimum amount
due each month. You may have to make additional payments to avoid interest charges"
no easy upgrade situation
early pay off is possible & no payoff fee
able to finance associated taxes
get info:
apple.com/shop/browse/financing
can put 2 iPhone 8's on a single loan account
need to do this to qualify for 24mo term
Citizen One Bank is a personal load situation “Apple Upgrade Plan”
also interest free
includes apple care
your new phone locked to your carrier at time of purchase
easy up upgrade to next years model
citizenone.com //be careful, not much info on the "apple upgrade plan"
i kept my current iPhone for 4years. Thinking to go with the Barclays VISA plan.
we were going to put 2 iPhones on the plan but that would be ~$80/mo and including verizon fees maybe total $200/mo. We both have iPhone5's so have to do something. Maybe just do craigslist?
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