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asharahmed

macrumors regular
Original poster
Sep 1, 2014
234
54
I'm Canadian and heading down to the US (Buffalo, NY) and I have an extra hour or two on my hands and was thinking of heading to a US Bank to open an account or signup for a prepaid card or something. One of my reasons is :apple: Pay and as I am a minor (15) I wondering my options? I am a US Citizen as well (Born in Valhalla, NY) but don't have any US ID with any US Address.

HALP PLZ
 
The only prepaid card I can think of that would work with it is the Chase Liquid card. However, I don't know if there is an age limit necessary to sign up for the card.
 
I'm Canadian and heading down to the US (Buffalo, NY) and I have an extra hour or two on my hands and was thinking of heading to a US Bank to open an account or signup for a prepaid card or something. One of my reasons is :apple: Pay and as I am a minor (15) I wondering my options? I am a US Citizen as well (Born in Valhalla, NY) but don't have any US ID with any US Address.

HALP PLZ

Think you'll need a US Address... they will want to mail you a card.
 
Unfortunately, you're going to have to be 18 to open an account at any bank in the U.S.

In any case, it's going to be much easier for you to wait until ApplePay is rolled out into Canada. By using a U.S. card in Canada you're going to subject yourself to a lot of fees when it comes to international transaction fees and currency conversions.
 
Unfortunately, you're going to have to be 18 to open an account at any bank in the U.S.

In any case, it's going to be much easier for you to wait until ApplePay is rolled out into Canada. By using a U.S. card in Canada you're going to subject yourself to a lot of fees when it comes to international transaction fees and currency conversions.

Odd, as I have 2 cards in Canada (one with TD another with CIBC)

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Think you'll need a US Address... they will want to mail you a card.

Called up Chase today, was told it'd work if I opened an account as an 'international' customer, and the Chase Liquid card apparently is given at the branch -- no mail necessary.
 
Odd, as I have 2 cards in Canada (one with TD another with CIBC)

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Called up Chase today, was told it'd work if I opened an account as an 'international' customer, and the Chase Liquid card apparently is given at the branch -- no mail necessary.
$5/mo fee is pretty disgusting.
 
That's not going to happen.

I'm in the U.S. myself and I only can use one Apple Pay card. For every Apple Pay card you add, you have to have a bank account or an open account.

And as you are 15, no one is going to open one for you because you are not an adult.
 
I got my first checking account and debit card at a credit union when I was 12. Yes, in America. Just had to have my mom there and my birth certificate. My 17 year old step-daughter just opened a checking account and card at PNC about a month ago. She just needed an adult/guardian and her ID. You should call a few of the banks in Buffalo and see what each one allows and requires you to bring.
 
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