With backups I mean everything in my home folder (Pictures, Music...) that's backed up to iCloud (I have a 2Tb subscription) and I also have Google backup & sync which backs up the same folder.
For Photos, I'm not sure, as the version in High Sierra is an older one so it might not be compatible with my Mojave or Catalina library (I vaguely remember Catalina mentioning something about updating my Photos library after install).
Also, I still use iTunes to sync my iPod classic, don't know if that would be a problem after having used it with Mojave...
I could go back to Mojave, that's true, but in my experience, I felt that High Sierra felt more responsive overall. Could be my imagination but I found it to be more stable as well (I've had applications just quit without error messages on both Mojave and Catalina, something I never experienced on High Sierra).
At work, we've got around 40 Macs still on Sierra, but we are behind the company firewall. Still, don't think I should be too worried about security. Or should I ?
At home, I'm behind a router for all my wired and wireless computing stuff, so I'm not connected directly to my provider's cable modem.
The reason why I would go back is first of all because of the stability (IMHO) and also because I might phase out Apple products in the future. I'll probably cancel my iCloud subscription and use Google as my primary backup, getting an Office 365 subscription instead of iCloud and use OneDrive as my secondary backup. As a matter of test, to see if I can live without Apple.
I'll still need MacOS, since I regularly work from home, and I cannot do that without Mac OS. So I'll be fine with High Sierra, for some time to come since the company Macs won't be upgraded for years.
As for my iPhone, I'll most likely be trading it in for a Blackberry Key2, after having tried one a couple of weeks ago. Made me realize how much I miss a phone with real buttons : my first touch screen phone was the iPhone 4S and after all these years, I still cannot type one word without errors on a virtual keyboard...
But I'll have to see first if it's not too much hassle to downgrade first...