I have a MBA (M1, 2020). I admit I'm a bit paranoid, but I couldn't help but wonder, would creating another user account that I use solely for logging onto my bank account make me any safer, or would it be redundant and overkill? I'm very safe when it comes to my online practices (I don't really download anything other than updates - which are done automatically from Apple for the most part; I have zero extensions on my browsers; and I don't go into any shady sites). But from a technical standpoint, if a particular user gets infected with malware or a virus, would the other user account be safe and isolated?