I have no idea what could be causing that, but just for reference, I checked my usage (I didn't even know you could do that) and total current period is 2.3 GB (I have no idea how long it considers the current period to be, but it's definitely longer than a month as my highest ever monthly usage was 1.1 GB).
Out of the 2.3 GB, only 1.6 MB was used by Find My System Services, 210KB was used by Find People, and there was 0 data usage for Find Items or Find Devices. I know that doesn't help you solve your issue, but it does point to your usage not being normal (or at least not close to mine).
A couple of thoughts: Q did you try restarting your watch? Sounds basic, but definitely worth a try if you haven't. If the app is staying on when it shouldn't, , there's a chance that a restart will fix it.
Also, how long was the time period that the watch was on cellular? Was it one day or a few weeks? If it was like 3 weeks, I wouldn't worry too much about it. Although it seems high, I've only gone over 500 MB 3 times since I've had my watches. If you don't stream music or podcasts, it's likely that you won't come close either.
Also, did you kick off any searches for other devices while you were on cellular data? It seems like sending a request to search for devices (especially if you have a lot of devices) could use up some data (more so than just the passive app running in the background, as could sending a request to play a sound or whatever, but even at that, 200MB sounds like a lot of usage.
I don't think you'd have to turn off Find My completely, you can just turn off Find Devices from using cellular data. If it were me, I'd probably try that short term to see if it fixes the problem. I'd wonder if the data usage then migrates to another app. the only downside is that you then can't use your watch to find your other devices, at least not while it's on cellular.
It doens't look like you can remove the Find Devices app (but you can remove Find Items & Find People) which is a shame because the one time I had battery life issues, it was due to a faulty app (audible) that was running constantly in the background & burning up battery life & data. Deleting the app & then reinstalling solved the issue, but that doens't appear to be an option here.
One final thought, do you use the Find Devices complication on any of your watch faces? If so, it could be refreshing more frequently than normal. If so, you might want to try removing it from the faces for a couple of days & see if the data usage slows down.