I am retired so it is my home computer, not business. About 18 months ago, I did away with all my hard drives (4) and went 100% SSD. Two of the drives were very close to EOL anyway. I just decided to put together the largest capacity I would ever conceivably need, Four Samsung 2TB SSD's on a HighPoint PCIe card, no RAID. That's several thousand dollars I don't want to lose, but want them to be usable with a Mac Studio if I buy one.
They store my work files (I still do a lot of work even though retired), reference files from other sources, backups of everything, one SSD as a System backup. No audio, no video, no games, etc. Just work and a small amount of personal stuff.
It all depends on whether Apple comes out with a smaller Mac Pro with at least one PCIe slot. I really would like to have an uncluttered desk without a lot of peripherals, but I'll live with what I have to.
I will check out NetStor, and surely there will be new ones coming to market sometime within the year.