I'm not proud of this but I have had hard times for the last couple of years being self-employed in the construction field. About six months or maybe a bit longer I was going to activate an iPhone 4S on AT&T and they said I would need a $600 deposit. Just for the hell of it I called when the 5 came out just to see what my deposit would be. They said nothing plus I was approved for two more lines. How is this possible? My credit hasn't improved by no means. I'm glad but just don't get it. Love the 5 though.