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I think it’s 24 months. You’d start next billing cycle I imagine.
 
It’s installments. If you buy it in November, your first payment would be on December 31st. Or you can pay the whole thing off.
 
You need to choose the Apple Card installment plan when you pre order. It is 24 monthly payments at 0 interest and you get 3% cash back up front (last year they gave 6% cash back in Nov-Dec) If you have a trade in, they will apply it to your purchase and have you mail it in. One note is the full balance is deducted from your available credit and reflects on your credit report as used credit.
 
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