iPhone 12 If you owe AT&T money for device, can you still use Apple Upgrade Program

[powerbook911]

If you still owe AT&T for your device monthly payments, can you still use Apple's Upgrade program?

And just keep paying your monthly payments for your old device at AT&T? Or will they know you got a new phone and charge you a termination fee from upgrading before paying off?

Particularly, if you have a deal with bill credits, you might not want to pay the device off early at AT&T, but still upgrade with Apple Upgrade Program. Is this not a problem?

Thank you!

 

[Shadowbech]

You can. I've done it before but not ideal.

 

[steelhauler34]

Makes no sense how that would work. When you trade in your phone I assume they want to re sell it at some point and an unpaid balance makes for some not nice surprises.

 

[powerbook911]

Makes no sense how that would work. When you trade in your phone I assume they want to re sell it at some point and an unpaid balance makes for some not nice surprises.

You wouldn't be trading it in. I never trade in my phones. So I'm guessing in theory, I'd just keep paying the AT&T bill at the higher rate until it was paid off (even though I wasn't using the phone at that point unless as a second one).

 

[Shadowbech]

Makes no sense how that would work. When you trade in your phone I assume they want to re sell it at some point and an unpaid balance makes for some not nice surprises.

You aren't trading anything on a carrier financed phone unless you plan to upgrade that when time comes. With iUP, you aren't tied to a carrier plan, it's just a loan so they won't necessarily care about if you currently on a carrier financed plan.