One phrase I hate: everyone is entitled to their opinion. Are they? Maybe just intelligent opinions.
Primerica is the real deal. Everyone NEEDS life insurance and good investments toward retirement. Most companies push products that just make the company a lot of money, and the salesman(NOT a "financial advisor", as they like to call themselves) a large commission. Not Primerica. The whole reason Primerica started, was because the founders parents got ripped off. Most life insurance is a scam, that's why this company started...to take on these powerful fat-cats with an army of common people like you and me, who want to make a difference in our own lives, and the lives of our family members and friends and neighbours. Is it a Pyramid Scheme, as some have suggested? Let me ask you a question. Do the people you work with serve under one boss at the top? Do you ever have a hope of having his/her job? Does he/she make money from the work YOU do? A pyramid corporate structure is the main foundation in a capitalistic society. They are everywhere, all around us. However, "Pyramid Schemes" are illegal, and have been outlawed for decades.
Am I a Primerica rep? You betcha! Do I feel offended that I was "recruited"? No way, because I now have a CHANCE to be my own boss, and get out from underneath my crummy boss at my crummy job, doing great things for good people.
Pay money to start? Some jobs are like that. Try getting a Real Estate licence for free. It's a regulated industry; you NEED to be a professional. Same with financial services. At most companies, the TEXTBOOK costs $300, and the course itself is almost a thousand more. So what do you think about your $199 now? It's just a fee that takes care of the initial paperwork and processing. Primerica pays the rest. And, If you change your mind, you may get a refund.
Not everyone wants to work, and it is those people who quit and whine that it's a scam, etc, etc.(personally, I'm surprised to find that on a Mac site...I thought we were better than that).
So, if you are a hard worker, and you know you would be a better boss to yourself and others than your current one, give it a shot. You could change your financial family tree forever!
Nice. Well... I mean basically that, it probably is possible in principle to make money by selling the insurance policies or whatever. But the goal is to move into the position of giving the seminars. And then they doubtless have people giving seminars to seminar givers. It's ... you're basically part of a large infantry of cheap labor, because you *pay* them at first, and they don't give you anything unless you're successful. It could turn out alright for you. Never know. But good luck with that, and count me out.
