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aloshka

macrumors 65816
Original poster
Aug 30, 2009
1,439
744
This is a bit of a tough question, so thanks for answers ahead of time.

When doing installments on apple card, the available balance drops (makes sense since they don't want you spending more). Does the actual balance increase to the full purchase price of the product? And do the credit bureaus see the balance of your card PLUS the balance of the remaining installments, or just your current balance? If the latter, isn't that just a purchase on a credit card?
 
This is a bit of a tough question, so thanks for answers ahead of time.

When doing installments on apple card, the available balance drops (makes sense since they don't want you spending more). Does the actual balance increase to the full purchase price of the product? And do the credit bureaus see the balance of your card PLUS the balance of the remaining installments, or just your current balance? If the latter, isn't that just a purchase on a credit card?

Balance including installments.
 
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