Carrier iPhone w/ AT&T NextUp anytime Question for annual upgrader.

[CHI-M]

So i'm an annual upgrader to the iPhone since it's inception.

For last 5yrs or so, I've buying new phone at Apple directly for full-retail unlocked, and using their trade-in to sell them my last year phone. Worked fine for me.

So looking this year: Apple will buy my 16ProMax for $700, and the new 17 ProMax phone is $1200 so my annual cost is $500 or $41/mo.
However, when trying to understand the att "next anytime" program. It appears I may have been overpaying?

Here is my math:
Trade 16 ProMax and signup for Next Up Anytime. I would get the att trade-in $1100/credit so my monthly over 36mos for $1200 17 ProMax is $2.77 + $10/mo NUA fee = $12.77/mo

here is my confusion
12 months from today, I go back to ATT and trade my 17 ProMax, for what will be the 18 ProMax using the NExt-Up anytime program.
assuming price is same $1200, would I still get the trade-in Promo of $1100 for what will be 18 ProMax or would I NOT qualify for trade-in promotion pricing?

If yes, than it appears I'm overpaying. the spread between $41/mo and the $12.77/mo?
almost seems to good to be true?

 

[rui no onna]

I suggest you read the fine print for both the trade-in promo and Next Up Anytime.

In general, trade-in credits stop when you upgrade your phone.

I don't know if NUA will give you trade-in credit for the 17PM, you'll have to read the terms for that. My guess is no or if they do, it won't be $1100.

 

[Cyberguycpt]

So i'm an annual upgrader to the iPhone since it's inception.

For last 5yrs or so, I've buying new phone at Apple directly for full-retail unlocked, and using their trade-in to sell them my last year phone. Worked fine for me.

So looking this year: Apple will buy my 16ProMax for $700, and the new 17 ProMax phone is $1200 so my annual cost is $500 or $41/mo.
However, when trying to understand the att "next anytime" program. It appears I may have been overpaying?

Here is my math:
Trade 16 ProMax and signup for Next Up Anytime. I would get the att trade-in $1100/credit so my monthly over 36mos for $1200 17 ProMax is $2.77 + $10/mo NUA fee = $12.77/mo

here is my confusion
12 months from today, I go back to ATT and trade my 17 ProMax, for what will be the 18 ProMax using the NExt-Up anytime program.
assuming price is same $1200, would I still get the trade-in Promo of $1100 for what will be 18 ProMax or would I NOT qualify for trade-in promotion pricing?

If yes, than it appears I'm overpaying. the spread between $41/mo and the $12.77/mo?
almost seems to good to be true?

I believe your assertion is truly correct. If you are on AT&T and you upgrade yearly then AT&T Next Up Anytime is your best option. I was on the IPhone Upgrade Program for years before switching and every year not only did I pay almost $60 a month with AppleCare+ included and then trade my phone in which was about $720 yearly. With this plan you’re paying about $300. Once you pay off 33% of your phone you can trade in and all remaining payments are forgiven and you still take advantage of the current best promotion. You can even order from Apple instead of AT&T and still get all the promotions. If your order for Costco it’s the same but I hear you get an extra $50 off in Costco Cash.