I know that Assurion doesn't have the best reputation at least from what little I've read but the two times ever using them were good experiences. I just read how much Apple Care + cost and more so if you add lost or stolen. Whats.your take ? I just signed up our 12 and 12 pro max to Assurion via tmobile. I rarely ever get that kind of damage to my phones but I have lost two phones in the past. I some times go naked on certain devices like the iPhone X, Ipbone 11 Pro Max.etc.