If you have a time machine backup, you could roll back but you'd lose files if you didn't back them up somewhere else. Otherwise, you'd have to do an archive-install.
What are you afraid of? that it would blow up the computer?? If you determined it wouldn't work, then you could downgrade. But, that's most likely not necessary.
I found out and you are correct. In most cases i would assume 'and above...but some software i use is picky. Like Pro Tools, etc, so i wanted to be on the safe side. Thanks for the feedback.