Yes, but I have the money now and not later. Will the computer still be relatively fast for longer if I buy something with more Ghz?
What will you be using the machine for?
If you are going to be running 5 or more productivity apps like web browsers, MS Office apps, iCal, Address book, iTunes etc. then NO you won't need the 2.8GHz. Spend it somewhere else or for up-to-date apps or RAM, or bigger HDD, or a bag or.... so forth and so on.
If you are going to be running core aware applications that take a good chunk of your CPU to run like DVD Studio Pro, Compressor, any Adobe CS3 apps, Logic Pro, etc. or if you plan on ripping/encoding/decoding tons of DVDs then yes, you will benefit.
If you buy a faster machine now thinking it will give you the feeling of it NOT being obsolete in 2 years then get it if you want, but either way in about a year your machine will be slow since processors just don't get faster, they change completely. By this time next year, the Front Side Bus is supposed to be obsolete and mobile quad cores will be hitting the streets.
There you have it.