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Adelphos33

macrumors 68000
Original poster
Mar 13, 2012
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I'm pricing out options for tomorrow (I plan to buy the 8/8+ and use it for one year before upgrading against next year). I don't really see a benefit of paying full price in AT&T's current pricing programs. Is this right? I may as well just do Next.
 
Do you plan on trading in your phone when you upgrade next year? You usually make out better when you sell on your own.
 
I'd do Next or the Apple Upgrade Program. I'm on the latter at the moment.
 
I'm on the Next program at the moment. This is the first time upgrading since I went on it, so I will be curious to see how the process goes online when the preorders open at 3am.
 
I'm pricing out options for tomorrow (I plan to buy the 8/8+ and use it for one year before upgrading against next year). I don't really see a benefit of paying full price in AT&T's current pricing programs. Is this right? I may as well just do Next.
AT&T's Next program is full price. Since you're planning on only keeping the phone for a year, it may be easier to do Next and just hand in the phone when you're eligible and get a new upgrade. However, I think typically, you can get more for your iPhone when you sell it yourself, rather than trading it in via Next.

The best part of it is that you don't have to decide at the time of purchase. You can do Next and when the time comes, you can just pay it off completely and sell it yourself if you can get more than what AT&T offers.
 
AT&T's Next program is full price. Since you're planning on only keeping the phone for a year, it may be easier to do Next and just hand in the phone when you're eligible and get a new upgrade. However, I think typically, you can get more for your iPhone when you sell it yourself, rather than trading it in via Next.

The best part of it is that you don't have to decide at the time of purchase. You can do Next and when the time comes, you can just pay it off completely and sell it yourself if you can get more than what AT&T offers.

Yeah, so in this case, Next is basically interest free financing for phones, which it is hard to argue against.
 
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If you are planning to upgrade next year, then just do Next.

Two years ago it took us forever to finally get our phones sold (granted, we only wanted to sell them locally, face-to-face, for cash and not on Swappa or some other similar site.) Everyone wanted to low-ball. We finally sold them for what we wanted, but one took until December to sell!

Last year was much easier! I paid the final payment required to get the upgrade and ordered our phones. Once they arrived I boxed up the old phones and returned them to AT&T. No hassles, no fuss!

If we change our minds next year since this phone may garner a higher selling price, I'll just pay off the phones and keep them to sell them... but I have a year to decide!
 
If you so rich and have lot of money then pay full price
If you behind bill and want make payment then ATT Next

american is country financing , so that why people love to come :)
 
ATT: If you pay full price you can get your phone unlocked, import to some. Also no contract if you pay full price.

VZW: phones are unlocked always -- part of a deal they made with the gov't to get better frequencies. But still under contract if you finance.

TMOB: Locked even if you pay full price. After 40 days you can request unlock. No contract whether you pay full price or finance. Obviously if you finance and leave before the phone is paid up you have to pay it up in full.
 
If you so rich and have lot of money then pay full price
If you behind bill and want make payment then ATT Next

american is country financing , so that why people love to come :)

It’s not about being “rich”. Some of us aren’t on a major carrier and can’t do carrier financing. And Apple’s financing (IUP) is more expensive since they make you buy AppleCare with it.

If you buy a new iPhone every year, it’s simple to plan and set aside money throughout the year to make sure you have enough. It’s few hundred bucks.
 
If you so rich and have lot of money then pay full price
If you behind bill and want make payment then ATT Next

american is country financing , so that why people love to come :)

Maybe you should know why you're talking about before you respond next time.

AT&T Next isn't financing. It's simply the phone split up in to payments, and you can pay off the balance of the phone as you wish or trade it in. Nice try though. Cute, but wrong.
 
If you so rich and have lot of money then pay full price
If you behind bill and want make payment then ATT Next

american is country financing , so that why people love to come :)

LOL. So the new definition of "rich" is being able to buy a couple of $600-1000 items without financing them? Wow. I guess I'm FILTHY rich based on that definition!
 
I used to upgrade at full retail and sell my old phone. It worked for me, I was never out more than around $150 a year. The past couple of years I’ve done the AT&T Next upgrade and it’s way easier. I think I’m probably paying more in the long run but it’s way simpler. I don’t know which way I’ll end up going this year though. I kind of think I should be able to get a decent amount for my iPhone 7+
 
I used to upgrade at full retail and sell my old phone. It worked for me, I was never out more than around $150 a year. The past couple of years I’ve done the AT&T Next upgrade and it’s way easier. I think I’m probably paying more in the long run but it’s way simpler. I don’t know which way I’ll end up going this year though. I kind of think I should be able to get a decent amount for my iPhone 7+

You are definitely paying more, but the convenience is nice for sure. Depending on condition, capacity, etc. you could get a minimum of $500 for a 7+ on eBay (before fees). That said, I usually just trade my phones in with the carrier vs. selling them due to the convenience. At a minimum, it's usually better to pay off the phone 100% and to trade it in vs. simply turning it in once it's 50% paid off.
 
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Can it be done for the sim free models ?

I don't believe so. The SIM-free models usually show up a week or two after release. I think you have to pay full price, or use their special financing which isn't part of the upgrade program.
 
I don't believe so. The SIM-free models usually show up a week or two after release. I think you have to pay full price, or use their special financing which isn't part of the upgrade program.

It's through citizen one? But I can't seem to find the page to apply for the financing.
 
I somewhat regret getting my 7+ on Next. It kind of locks you into AT&T and you can't use different SIMs from local carriers when traveling abroad (at least that's my understanding). Given the choice, I'd definitely opt for the unlocked model.
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LOL. So the new definition of "rich" is being able to buy a couple of $600-1000 items without financing them? Wow. I guess I'm FILTHY rich based on that definition!

New? I thought that has always been the case? :confused:
 
I always pay full price for my phone up front. 1) if I lose it I don't want to owe anyone anything before I get the next phone 2) I don't lease anything. If I have to lease it I cannot afford it.
 
I do the IUP because of convience. I spend more money than I would buying outright, but I don't enjoy the hastle of reselling for a price I'm happy with. I'm sure the same logic would apply with Next as well.

On that note, I chose the IUP vs Next because I didn't want to be tied down to AT&T for the foreseeable future.
 
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