I am not sure if this was discussed anywhere so I appreciate your input/help. When I ordered the new phone I also paid the last month balance to close out the iPhone 12 loan. As I was waiting for the 13 to arrive, the Citizen One payment for the iPhone 12 also hit the loan, so basically it seems that I was charged twice...? does anyone else have this issue and if so, does it get adjusted by Citizen One or Apple? Cheers