Keychain password same as user login?

[Crash Davis]

I've always left my login keychain the same as my user login password. Mainly because it's easier. But I've also read that a lot of people think it's better to have two different passwords.

Anyone have this setup? If so, why? If you never leave your machine unlocked and you have a strong login password, do you really need a separate keychain password?

I'd welcome any thoughts or comments. If I'm being stupid, feel free to tell me.

Thanks.