Future proofing is one thing but here's my way of thinking about that problem.
First, let's estimate the life expectancy of the 2.0 at 3 years.
So price by month : 1300 / (3*12) = 36.111
So, how many months would it take to get the 2.4 ?
1600 / 36.111 = 44.3 months, or 3.7 years, or 3 years and 8 months and 12 days.
Mind you, in my opinion they'll both get outdated at about the same time : .4 Ghz will be fairly meaningless as the machines are expected to double in speed every four years, possibly more with grand central.
I'm planing 3 years but I ram my computer. If you're a casual user and performance isn't as much an issue, you can then budget for 4-5 years and the .4ghz is fairly meaningless to you... And both models will probably be useless because the technology in them will be completely passed. What will it be? Who knows but apple makes great machine but they don't tend to support their machines for long, they move on and expect their customers to change their computer at a certain rate. For example, apple stopped shipping power PCs mid 2006 and all ready it's seems to be a pain in the ass to use them with the new software.
If you want to future proof your laptop and not in a hurry to get your laptop, in my opinion, wait for snow leopard. I wouldn't be surprised to see fairly big changes to the mb. Kind of like when they released the macbook, a few months later, big upgrade. I think the processors in them right now are approaching their life cycles, nVidia might come up with something new, priced on ddr3 ram is falling... Also, you'd be sure to have something that will keep up with apple for a while as they'll probably work a lot on the new core features in Snow Leopard.
Either way, if you need a laptop now, buy it. 2.0 seems to be a better investment.