How is Lion with 2gb?
I was running Snow Leopard on a MacBook Aluminum 2008 with 2 gb and it was fine.
Overall do you think the 2010 MBA has a good value for the next 3 or 4 years?
I've been thinking about getting one for $699 (~$750 w/ tax). However, I can get the new 2011 base for $1000 w/tax. Is the $250 savings worth it...?
Just wondering, why do you prefer to buy on credit versus cash?
Personally, I prefer to pay everything in cash or use my credit card as a mode of payment so I don't have to carry wads of cash around, but I pay it off immediately. It just lets me sleep well at night knowing I don't owe anything to anyone.
You still have to A) pay it off completely sooner or later and B) make minimum monthly payments every month.
18 months same as cash doesn't mean you get to make no payments for 18 months and then you just pay it on the 18th month. Thats not how it works. It means you make monthly payments every month for 18 months, and if you have a $0 balance at the end of month 18, then they won't charge you interest.
However, If you don't finish paying off in 18 months you owe the full interest from the date of purchase (not just for the one month you went over your 18. That means if you accidentally forgot how many you have left and made your last payment in 19 months, you now would owe several hundred dollars of interest.
I have seen this many times at Best Buy when I worked there. People would have their bill and on the 18th or 24th month (sometimes they run a 24 month 0% APR promotion) they had like a $5 or $6 balance from their original $2k-$3k appliance or HT purchase and then got a bill for like $500 of interest the following month.
The other thing to keep in mind is that its 18 months from date of purchase, not 18 billing cycles. If your purchase is on the 21st of Sept, and your billing cycles end on the 30th, you actually have to send in your last payment EARLY to make sure it is processed by the 21st of the month, because if you send it in at the end of the cycle, you technically went over "18 months"
Also, if you miss or are late on a single payment, same thing happens but now your interest goes up to 29%. So if you have a tough month and can't make the minimum payment one month (or forget to) that $699 Air just became a $900 MBA.
And as I mentioned, you still have to make minimum monthly payments, so its just another bill you have to worry about every month for a year and a half.
Plus, if you sell it by then, you probably won't get the full value back. When people can get refurbs for $699 now with a full warranty direct from Apple, Craigslist or eBay fetching prices in the next few months (especially next year when the next MBA comes out) won't be above $500-$550 if you're lucky.
All I'm saying is be careful with credit, there is a lot of minefields in that area and CC companies LOVE it when people trip on them. And no, they are not lenient and understanding if you explain to them that you were confused about when the payment was due or how much you had to pay, the reason is because THAT PEOPLES MISTAKES IS HOW THEY MAKE ALL THEIR MONEY.
If i csn play with this thing fir 18 months with nothing due and no interest until april 2013, hell why not. I'll probably sell it by then.
You still have to A) pay it off completely sooner or later and B) make minimum monthly payments every month.
18 months same as cash doesn't mean you get to make no payments for 18 months and then you just pay it on the 18th month. Thats not how it works. It means you make monthly payments every month for 18 months, and if you have a $0 balance at the end of month 18, then they won't charge you interest.
However, If you don't finish paying off in 18 months you owe the full interest from the date of purchase (not just for the one month you went over your 18. That means if you accidentally forgot how many you have left and made your last payment in 19 months, you now would owe several hundred dollars of interest.
Playing with credit I think is one of those things that gets people and families in a lot of trouble.
Wrong. It's the lack of common sense what gets people and families in trouble.
In fact, assuming a 0% Interest, the smart thing would be to buy absolutely EVERYTHING on credit, so you A) control your cash flow and B) get paid interests on you interest-bearing bank account for a money you actually no longer own (since it's now "locked up" to pay the product you've purchased).
If I could, I would even pay my groceries on credit (assuming a 0% interest)... all you need is a bit of financial common sense, and those dollars will add up on your interest-yielding bank account.
And, back on topic
Do most people feel this is a good deal? Reviewers have said the new Sandy Bridge model has twice the performance and this is a 30% discount. Or you could say you get 100% more performance for 43% more $$$.
Still I think many people get all the performance they need today for $699.
For my needs it seemed the $699 model was good enough and a very good deal since it has already taken much of it's depreciation (resale will be higher compared to initial price).
I really liked it but i found myself using my ipad more and i thought the mba was too
True bb does require minimum payments etc and i suppose it might get certain people in a bind. But i dont fit in that category at all financially. I pay online and if the min payment is $25 i pay $100'or $150. Lets see i bought an ipad2 on 18 months, a dig camera on 18 months, plus some reg items -- an emergecy router for $129 when mine died, a mini hard drive for $49. Rather than put out the cash they went on the bb card. Easy peasy but i can see others get their balls caught in a wringer. I only look for bargain deals at bb when i need something. Today i found a late 2010 mba 13" open box. Got it for $850. They had it listed as a base 128gb. When i tested ut there i saw -- bingo -- it was the 4gb 256! They screwed up and didnt notice. It probably should have sold f0r around $1100 or more even as an open box. Its now registered with apple![]()
Do most people feel this is a good deal? Reviewers have said the new Sandy Bridge model has twice the performance and this is a 30% discount. Or you could say you get 100% more performance for 43% more $$$.