I am getting more confused by everyone's detailed responses...
Let me rephrase things... If I buy a new iPhone 6S Plus from Apple, then is there a way to buy one so that it could conceivably work on any carrier down the road?
If I am paying upfront for the phone, I don't owe any carrier anything, and it would be disturbing to think that after dropping $700 that I would be stuck with one carrier for life!
The plan right now is to buy a new iPhone and get Cricket for my service because they are cheapest and all I need the carrier for is texting while I develop and demo mobile-friendly websites. That's it. Expensive choice, but that is all I need.
At the same time, let's say that down the road another carrier had some great deal, it would be nice to think I could use them. (You don't buy a new Honda and find out that you can only buy gas at Exxon, right?!)
Besides Cricket, it would be nice it it also worked on AT&T, because I do have an AT&T hot spot, and maybe they would make me a deal where I could add a phone to my mobile plan. So I would like a new iPhoen that definitely works on Cricket, ideally AT&T too, and if it works on other carrier even better.
Am I making any sense?
And based on what I have said, what do I need to select if/when I buy a new iPhone 6S Plus from Apple - paid in full at time of purchase?
Thanks.