Stationery Pad doesn't get much attention these days, but it's a neat alternative to repeatedly editing templates and using the "Save As..." command, which can lead to overwriting the original file if you're not too careful.
Almost any file type can be defined as a template with Stationery Pad - it could be used to streamline common Photoshop jobs, create skeleton HTML/CSS files, or help with Word document invoicing. To make use of Stationery Pad, create the file you want to use as a template, then follow the steps below.
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Article Link: How to Create File Templates on Your Mac With Finder's Stationery Pad Feature