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4sallypat

macrumors 601
Original poster
Sep 16, 2016
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So Calif
Can someone tell me how I can buy the iPhone with a trade in and use Apple Card to finance it for 24 months at 0% without having to choose one of the major carriers ?

I use MVNO Visible....
Screenshot 2025-09-09 at 11.17.56 AM.png
 
Same question here, but with US Mobile. I remember in the past people would say to purchase the T Mobile version for some reason but can't recall exactly why.
 
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Same question here, but with US Mobile. I remember in the past people would say to purchase the T Mobile version for some reason but can't recall exactly why.
Just chatted with an Apple specialist about this issue.

She said I could not purchase (finance) an iPhone 17 unless I had an account with one of the major carriers.

She said I could open a new account (line) with TMO or VZW and then after I get the phone financed, switch it over to my MVNO carrier.

Would that be safe to do ?
 
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in past years, it was possible to order by choosing the t-mobile option, as they didn't ask you to enter any details to purchase. then when setting up the phone there was a way to bypass the activation screen. we won't know if this method will work this year until someone tries it and posts about it
 
Thanks for this thread. I also have Visible and was wondering the same thing. I selected T-Mobile. Fingers crossed everything goes smoothly :)
 
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Anyone know why Apple stopped the "unlocked device" purchase option from years ago ??

Unlocked with no carrier is still available as long as you're willing to pay in full. I don't think that option was ever available with 0% APR financing.

AppleCard and the CitizenOne financing options do give you unlocked devices though.
 
IIRC, they did so at the behest of the carriers, but I'm not for sure on that.
I remember reading the same when they killed 0% financing on unlocked phones purchased with the Apple Card.
Unlocked with no carrier is still available as long as you're willing to pay in full. I don't think that option was ever available with 0% APR financing.
It was available for the first couple of years since the card’s release, then they ended it.
 
Thanks for this thread. I also have Visible and was wondering the same thing. I selected T-Mobile. Fingers crossed everything goes smoothly :)
My Friday preorder is in so let's see if Apple delivers and I can get Visible to activate it.....

Screenshot 2025-09-09 at 7.39.50 PM.jpeg
 
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I’m a little nervous doing this with so much money at risk. I’m with US Mobile.
 
I’m a little nervous doing this with so much money at risk. I’m with US Mobile.
There's no risk - all your money can be refunded if it doesn't work.

Have you tried using T Mobile to pre-load for tomorrow's order ?
As long as you don't choose the standard iPhone 17 - that is restricted to account verification.
 
Select T-Mobile.



IIRC, they did so at the behest of the carriers, but I'm not for sure on that.
Yeah. Screw their loyal customers shelling out over $1,000 for phones and carrying their credit cards. I'm really ticked off at apple over this.
 
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