Like I said, I'm an iPhone noob. Got AT&T 4 years ago to get it haven't been able to for one reason or another...mostly $. Finally about to have my first iPhone and I'm in the market for a case, shield, and possibly insurance. In regards to the case and shield, I'm looking for something clear as the new design is really nice. Also, fairly durable...after all, it is a case. W/ the insurance, I'd like something that covers accidents, liquids, theft, etc. Something w/ a fair deductible and/or monthly/yearly pmts. Any help would be appreciated. Looking forward to getting my new toy tomorrow. Ohh and screw FedEx! Lol.