Then your better comparison the the 2016 m5/512GB at $1599 vs the 2015 refurb 1.2/512 at $1189... I'd say for the needs you describe it's pretty much a no-brainer to go with the refurb. You can return if it not happy, and you get the same warranty as new with the same ability to add AppleCare if that's important to you.