Organize PDFs based on content

[bcrawfo2]

I use a Scansnap scanner to scan all my bills and paperwork. The Scansnap software has historically provided poor support for MACos/OSX. Also...it typically stores the files in its own proprietary folder format. What makes more sense to me is to use OS folders instead of some index that creates a virtual file system.
Does anyone have any experience with apps that do this? The files are indexed PDFs, so Spotlight sees them.
Ideally, I'd create a list of criteria (account numbers) that drive creation of folder infrastructure
Acct 4439 - /house/LawnCare
Acct 8325 - /home/Electric
Acct 9286 - /auto/Repairs

Maybe there could be "and" clauses that force multiple matches like "Acct 4439 and Turf Pro"
Bonus points would be awarded for file renaming based on dates or folders or such.

Any ideas?

 

[harriska2]

I am not that organized with file naming because I don't look stuff up enough to justify the time. I just put the pdfs in folders by year: Receipts -> 2018, 2019 etc. You could use tags?