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Silver Idaten

macrumors 6502a
Original poster
Jul 31, 2015
578
882
Stratford, CT
I want to upgrade to a 12 (not Pro, 12 seems to hit everything that I want), I got the iPhone SE 2020 for cheap through Walmart earlier last year and the battery is just way worse than I ever anticipated, I knew going in it wasn’t great but this is just terrible, and it doesn’t help that it’s already dropped to 90% health since July which is way faster than any other phone I’ve had in the past. I had a XR from mid-2018 to beginning of 2020 and that only went down to 95% after heavy use.

So apparently if I trade it in at Apple and put it on Verizon EIP payments, I can effectively get $440 (so double what I paid) for it if I stick it out through the entire 24 months of credits. I probably will be, at this point I’m getting Hulu, Disney+, and Apple Music (though I don’t use that) through them so I see no reason to leave. If I decide I don’t want to keep paying installments, it’s still the initial $180 plus whatever credits I received.

It seems pretty win-win to me, I get something with good battery life and an OLED screen, and I don’t have to pay $900 out of pocket. I can swing $17/month for a 128GB 12, but not paying out of pocket and waiting to get $210 back from Apple in who knows when. Apple’s site says all their phones are unlocked now minus AT&T installment plans, so this phone would be exactly the same as buying a SIM-free phone then right? The main reason I always avoided carrier financing in the past is because I always insisted on getting an unlocked, non-****ed with phone from Apple. If that’s not an issue anymore, I see no reason not to use it. Am I missing something before I go for it? If I need to make an exchange, I can still do it hassle-free at Apple like if I got a SIM-free fully priced phone?
 
You finance the phone through Verizon to get the discount great. You you're locked to Verizon for 24 months. Fine, you're paying a great price. You decide to leave, sell it, etc, you lose the credit and have to pay the phone in full, at which time it's yours, Verizon unlocks it provided it's past 60 days. Easy. I see people always want the unlocked version, okay, my question is how often do you change carriers? And it's not like the phones are different models for the different carriers anymore either.
 
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