I am in the same boat. Went to the Apple Store last week and asked two employees this question. They swore the new watchOS 9 would provide a full QWERTY keyboard on the new SE. Ordered the new SE and picked it up yesterday. Tried to pair it to my phone and it required me to upgrade to iOS 16. I had been hesitating from doing that because it would break my Work apps since my company has not certified iOS 16 yet. Went ahead anyway and upgraded then paired the watch. No built-in QWERTY keyboard on the new SE. Apparently Apple has decided they want to keep that feature for people who spend more. I hate that I have to try buying some apps to see if they will fit the bill.