I don't understand your logic here.
If I set up a RAID0, and have my data backed up to an external drive every night, I really don't see the risk. If I lose a drive, I just replace it and restore the data. And if I didn't have a RAID0... if I lose a drive, I just replace it and restore the data.
Everyone talks about how "if you lose a drive, you lose it all!!!"... what does that matter if it's backed up daily? Especially considering I'm using the same physical drive, it's going to fail in a RAID0, or it's going to fail on it's own. Having 2 drives in 1 array doubles my probability, but that's different than chances. I've had drives go 5 years strong and still haven't failed, lost after they were backlined.
Protect myself with a powerful enough backup system? What's wrong with ChronoSync and an external FireWire?
I see the risk of RAID0 if you aren't backed up, but with so many firewire options and backup software like ChronoSync and SuperDuper, I don't see any extra risk of data loss... aside from a drive failing and the time it takes to drive to BestBuy to replace it, then copy the stuff back from the external. I lost what, an hour?
If I'm missing something, please let me know.